It’s never too late to
add value to your life
Value Insurance LLC
Supporting everyone
Recognize what’s important in life
Insurance provides protection and coverage for you and your loved ones when you need it the most. Most people don’t realize they need it until it’s too late, but it’s not too late to get started. Don’t leave your family in emotional and financial peril after your demise.
“Most people do not understand the value of insurance products until it is needed. Because of this, I decided to take time to invest by teaching the value of protecting loved ones from circumstances that can be catastrophic.”
— Chester Horn, Licensed Insurance Producer
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Medicare is the Federal Health Insurance program for:
People who are 65 and older
People under 65 with disabilities
People with End Stage Renal Disease (Permanent kidney failures requiring dialysis or a transplant sometimes called ESRD)
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Life insurance provides financial protection for survivors of the insured and may meet other financial objectives as well. Families should renew their life insurance program and policies regularly and make adjustments to meet changes in circumstances and needs.
Without life insurance:
You die, and your family grieves.
Your family must find the money to bury you.
Your family must find even more money to pay off your debt, mortgages, car note, etc.
Your family may struggle to make ends meet.
With life insurance:
You die, and your family grieves.
Your family will possibly have the money to bury you and pay off your debts.
Your family can focus on grieving and will have nothing to worry about financially.
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Dental insurance, sometimes called dental plan, is a form of health insurance designed to pay a portion of the costs associated with dental care.
Vision insurance helps offset the costs of routine eye exams and also helps pay for vision correction wear, like eyeglasses, that may be prescribed by physicians or eye care specialists.
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Short term disability is a type of insurance benefit that provides some compensation or income replacement for non-job related injuries or illnesses that render you unable to work for a limited time period.
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Fixed annuities are insurance products which protect against loss and generally offer fixed rates of return. The rates are typically based on current interest rate environment.
Fixed indexed annuity is a tax-deferred long-term savings option that provides principal protection in a down market and opportunity for growth. It gives you more growth potential than a fixed annuity.